AI Workbench reasons. BusinessBANKER executes and governs.
Deployed on the systems your bank already runs — nothing replaced.
Extraction, analysis, recommendation, human validation. Built from your own credit experts' judgment — not a generic model fine-tuned on someone else's portfolio.
Model-agnostic: any LLM, swapped per agent, without rewriting the workflow. Source-accessible. Deployed in your cloud.
Overlays your existing LOS and core. Nothing is replaced.
Captures, versions, reviews and audits what the agents produce, then executes the resulting actions — documents, workflow, booking — where the incumbent LOS cannot.
Built on Cognitive Core, our no-code workflow engine. Your credit team configures it; nothing is IT-dependent.
AI Workbench is to BusinessBANKER what Claude Code is to GitHub: one reasons and does the work, the other governs and records it.
Your best credit officer retires in 18 months. Their judgment, edge cases, and intuition — do they walk out the door?
Not anymore. We've captured 1,000+ hours of Cognitive Task Analysis from senior analysts — this is the expertise AI Workbench's agents are built from.
Legacy systems store transactions.
We store judgment.
A cognitive task analysis of a major Canadian bank's commercial lending process revealed 140+ discrete actions, 7 disconnected systems, and a technical error rate exceeding 100%. BusinessBANKER — built on Cognitive Core — eliminates the friction entirely.
Published benchmark: 96% system accuracy vs. 57% for a senior human adjudicator. Every engagement starts in shadow mode against your own analysts.
No model lock-in, no vendor-hosted black box — runs in your own AWS. The objection nCino, Zest AI, Aloan and Kaaj cannot answer.
Audit trail, confidence thresholds, and an automation-threshold specification aligned with OSFI E-23 — delivered as a model-governance pack, not a roadmap item.
Recommendations become governed, auditable actions in a system of record — the gap every bolt-on AI tool leaves to the bank.
RBC, Desjardins, DUCA and eleven institutions across Canada; live Fiserv DNA integration; SOC 2 Type 2 hosting; SSO, MFA, RBAC.
What we don't claim: best-in-class depth in every point vertical — CRE valuation, consumer scoring, document forensics. Those are partners, not battles. The claim is breadth, governance and control in one platform, from one vendor.
10–12-week fixed-fee shadow-mode pilot → go/no-go → AI Workbench in production on your existing workflow → annual platform fee plus a fee per approved transaction → BusinessBANKER execution layer where the LOS falls short.